tag:blogger.com,1999:blog-7489680810571170465.post5901518328984423356..comments2023-05-06T05:52:05.578-04:00Comments on The Misery of Money: Finally Something Worth Saving For!Krystinhttp://www.blogger.com/profile/11962666518031414960noreply@blogger.comBlogger10125tag:blogger.com,1999:blog-7489680810571170465.post-89663509229916584532012-02-27T07:29:50.445-05:002012-02-27T07:29:50.445-05:00great rate! congrats!great rate! congrats!jpkittiehttps://www.blogger.com/profile/16042638265207370788noreply@blogger.comtag:blogger.com,1999:blog-7489680810571170465.post-49561232976058742702012-02-24T09:24:17.211-05:002012-02-24T09:24:17.211-05:00Ugh! I didn't know that. I started an accoun...Ugh! I didn't know that. I started an account with ING years ago and thought that would be the insurance we needed to get our savings on track. Now, we're hardly making anything on interest. I think this may lead me to look elsewhere.Jerryhttps://www.blogger.com/profile/02297947643006068426noreply@blogger.comtag:blogger.com,1999:blog-7489680810571170465.post-77965362597194513822012-02-24T07:09:57.626-05:002012-02-24T07:09:57.626-05:00I really appreciate it that you found that out for...I really appreciate it that you found that out for me. Thanks so much! Generally I try to avoid purchases when I have something like this going because I don't want to confuse the issue. But I wasn't sure about various BTs. Thanks again!444https://www.blogger.com/profile/18317761558076527630noreply@blogger.comtag:blogger.com,1999:blog-7489680810571170465.post-13030626628875469952012-02-24T01:26:57.694-05:002012-02-24T01:26:57.694-05:00444, As fas as I know (I'm not trained in the ...444, As fas as I know (I'm not trained in the credit cards) you can do another 0% balance transfer for 12 months (hurry it ends on Feb 29!) and if you have more than one promotion or something that has it's own 'line' at the bottom of the statement (for example: balance transfers will have their own line, cash advances, purchases, etc) if they have the same interest rate (like the 0%) then the oldest will be paid towards first. If you have anything else on the card (like regular purchases), it all goes towards the lower interest rate first.<br />So, if you were to do the 0% and add more now, and do a large payment in July, it will go towards the first balance transfer you did first :)<br /><br />(I actually did some research and asked some people at work today for you :P )Krystinhttps://www.blogger.com/profile/11962666518031414960noreply@blogger.comtag:blogger.com,1999:blog-7489680810571170465.post-35661427262564158502012-02-23T19:09:44.109-05:002012-02-23T19:09:44.109-05:00I saw the notice about the Custom Club account and...I saw the notice about the Custom Club account and I had never seen anything like it. I'm very interested in it and will look into it further.<br /><br />Do you mind if I ask a question even though you are not at work now? You can answer as if you are answering for credit cards in general so you're not speaking for NF while you're off-duty, but my question is about Navy Federal. If an accountholder has a balance on 0% until, say, next July due to a 0%-for-one-year balance transfer deal taken last July, and then the accountholder makes another transfer now to take advantage of another BT offer that is good for 12 months, do they keep the balances separate?<br /><br />In other words, what if I came up with the money next summer to pay off the first BT balance so I don't get charged any interest on it, but I now have an additional balance that is supposed to be 0% until February 2013? If I made a big payment, would they apply it to the most recent BT balance so it's paid off nice and early, and then I would start getting charged interest on the original balance I transferred which should run out of the promotional 0% rate in around July?444https://www.blogger.com/profile/18317761558076527630noreply@blogger.comtag:blogger.com,1999:blog-7489680810571170465.post-81847027879489264282012-02-22T19:01:38.897-05:002012-02-22T19:01:38.897-05:00That's really awesome. Congratulations. I know...That's really awesome. Congratulations. I know how frustrating the crappy interest rates can be.Rafikihttps://www.blogger.com/profile/02636919333859560825noreply@blogger.comtag:blogger.com,1999:blog-7489680810571170465.post-48462278376748060372012-02-22T18:20:42.865-05:002012-02-22T18:20:42.865-05:00Totally thought of you Niki :P :)Totally thought of you Niki :P :)Krystinhttps://www.blogger.com/profile/11962666518031414960noreply@blogger.comtag:blogger.com,1999:blog-7489680810571170465.post-84998375715182103012012-02-22T16:36:07.957-05:002012-02-22T16:36:07.957-05:00You know I am a NFCU shipper! Good that you took t...You know I am a NFCU shipper! Good that you took the time to find a better rate. I should look into it, thanks for the tip.Nikihttps://www.blogger.com/profile/03331985160772173912noreply@blogger.comtag:blogger.com,1999:blog-7489680810571170465.post-49240210304107452162012-02-22T16:00:32.618-05:002012-02-22T16:00:32.618-05:00That is pretty awesome. I just went from .01% to I...That is pretty awesome. I just went from .01% to ING's 0.8% and I'm quite content. I don't think I'd qualify for it, but that's awesome! Good for you.Taniahttps://www.blogger.com/profile/11075300256482920618noreply@blogger.comtag:blogger.com,1999:blog-7489680810571170465.post-48156693327826514152012-02-22T13:38:32.308-05:002012-02-22T13:38:32.308-05:00Wow that's a great rate!Wow that's a great rate!Michellehttps://www.blogger.com/profile/01699594650305506763noreply@blogger.com