And I'm exhausted.
So far this week I have worked 45.5 hours with another 11 to go today.
Next week I am only going to work my mandatory 4 hours, only because we are leaving for vacation on Friday and I have a lot to do to get ready. I need the extra 2 hours each day to prepare for it.
Other than working a lot not much has gone on. Today is payday! Yay! We also got both our Federal and State tax returns. We are deciding on how to divy up the payments.
Just a short posting today, as my brain really can't function properly for a good one!
Have a great weekend all! Tomorrow is going to be another long day with a lot of errands to run.
Our Journey to becoming less haunted by debt. There will be good times, and I'm sure bad, but in the end we hope to bring our debt down and manage our financial lives responsibly.
Showing posts with label Taxes. Show all posts
Showing posts with label Taxes. Show all posts
July 12, 2012
Swagbucks.....
So like a lot of people I use Swagbucks to search, do surveys, daily polls, etc. Today I went to log in to my account (which is unusual because I never log out) only to find they deactivated my account!
I have no idea why, I am still waiting for a response, but the best part? I have never actually 'cashed' in on the SBs that I have which is about 8500 of them. I was saving them for something big.
This has definitely left a sour feeling on SwagBucks. Even if they reactivate my account (and I have no idea if they will or if they will reinstate the SBs I had) I will cash out what I can and cancel the account. Why should I feel like I need to use them if they just go ahead an deactivate my account without any notification.
Edited To Add: So I received my response from them, apparently I am 'using and sharing multiple accounts'. Uh...no I'm not. I only have one! Sent them an email back telling them so and that I respectfully ask that they re-instate my account. So that I may cash out and stop using Swagbucks.
Anyway, the week has been pretty good. Today is payday for J and tomorrow for me.
We did our taxes via TurboTax. We took the 'chance'. If anything happens, we'll deal with it then, but there really wasn't much to them.
Both the Federal and State have been accepted. In fact the Federal was accepted about 30minutes after e-filing. The State was accepted yesterday and has already been processed. States that DDNP will be on 07/16 (give or take).
I made a deal with J that he can have about 30% of the refund to do what he wishes with it, and the rest I get to put towards debt, house, other necessities for us. I hope this will appease J so that I don't have to feel guilty if he asks to buy something that we don't really need.
So that's pretty much this week. The weekend will involve a WWII event in Chantilly, VA at Sully Plantation. Weather should be nice, and we usually have a good crowd.
Hope you all have a great weekend!
I have no idea why, I am still waiting for a response, but the best part? I have never actually 'cashed' in on the SBs that I have which is about 8500 of them. I was saving them for something big.
This has definitely left a sour feeling on SwagBucks. Even if they reactivate my account (and I have no idea if they will or if they will reinstate the SBs I had) I will cash out what I can and cancel the account. Why should I feel like I need to use them if they just go ahead an deactivate my account without any notification.
Edited To Add: So I received my response from them, apparently I am 'using and sharing multiple accounts'. Uh...no I'm not. I only have one! Sent them an email back telling them so and that I respectfully ask that they re-instate my account. So that I may cash out and stop using Swagbucks.
Anyway, the week has been pretty good. Today is payday for J and tomorrow for me.
We did our taxes via TurboTax. We took the 'chance'. If anything happens, we'll deal with it then, but there really wasn't much to them.
Both the Federal and State have been accepted. In fact the Federal was accepted about 30minutes after e-filing. The State was accepted yesterday and has already been processed. States that DDNP will be on 07/16 (give or take).
I made a deal with J that he can have about 30% of the refund to do what he wishes with it, and the rest I get to put towards debt, house, other necessities for us. I hope this will appease J so that I don't have to feel guilty if he asks to buy something that we don't really need.
So that's pretty much this week. The weekend will involve a WWII event in Chantilly, VA at Sully Plantation. Weather should be nice, and we usually have a good crowd.
Hope you all have a great weekend!
July 2, 2012
Beginning Of A Short Week
Well, June has come and gone.
Yesterday, was Canada Day. Totally forgot to post that here....so Happy Canada Day! :)
I also had to work yesterday. It Was Crazy. We had a large storm come through on Friday night which took out power all over VA, MD and DC including our house.
Half of the town was dark and the other half was not.
We got power back at about 7:00am Saturday morning, but Comcast went out and we had no cable or internet all day Saturday and half of Sunday. I will definitely be asking for a credit for that day. Apparently Comcast didn't go out until AFTER the power had been restored.
The queues at work were well over 100 ppl waiting for a representative in my department for pretty much the entire day. It sucked.
I made a $475 payment to the MBNA Mastercard, which will bring the balance below $2000. It feels good considering that card started at over $20,000 just last year around this time!
I also made another principal payment of $50 to the mortgage, and we are 1 month ahead on the mortgage with our next payment not due until September 1.
Our vacation up to the cottage in Muskoka has also been sent to my dad's bank account so they can write the check for the rental. I'm really looking forward to going back again this year. This will be J's first time up there, and I hope he enjoys it as much as I have all my life.
I think the first time he casts his fishing rod in the lake all will be good :)
Jand I have still not filed the taxes. I have done it over and over and over in TurboTax and the numbers always stay the same. We are going to just file through it, since we can get audit protection through TurboTax. It's the only 'unusual' thing we have in the filing, so we will go ahead with it.
Hope you all have a good start to the week! I have tomorrow and July 4 off. Looking very much forward to it :)
Yesterday, was Canada Day. Totally forgot to post that here....so Happy Canada Day! :)
I also had to work yesterday. It Was Crazy. We had a large storm come through on Friday night which took out power all over VA, MD and DC including our house.
Half of the town was dark and the other half was not.
We got power back at about 7:00am Saturday morning, but Comcast went out and we had no cable or internet all day Saturday and half of Sunday. I will definitely be asking for a credit for that day. Apparently Comcast didn't go out until AFTER the power had been restored.
The queues at work were well over 100 ppl waiting for a representative in my department for pretty much the entire day. It sucked.
I made a $475 payment to the MBNA Mastercard, which will bring the balance below $2000. It feels good considering that card started at over $20,000 just last year around this time!
I also made another principal payment of $50 to the mortgage, and we are 1 month ahead on the mortgage with our next payment not due until September 1.
Our vacation up to the cottage in Muskoka has also been sent to my dad's bank account so they can write the check for the rental. I'm really looking forward to going back again this year. This will be J's first time up there, and I hope he enjoys it as much as I have all my life.
I think the first time he casts his fishing rod in the lake all will be good :)
Jand I have still not filed the taxes. I have done it over and over and over in TurboTax and the numbers always stay the same. We are going to just file through it, since we can get audit protection through TurboTax. It's the only 'unusual' thing we have in the filing, so we will go ahead with it.
Hope you all have a good start to the week! I have tomorrow and July 4 off. Looking very much forward to it :)
Labels:
Holidays,
Monthly Payment,
Mortgage,
Taxes,
Vacation
December 18, 2011
Payments (past and future)
Since it's been a while since I've talked about any payments here, I thought I would share a few that were made and ones that will be made this week.
Made:
Car Payment was $450, and with that payment it pushed my next payment due to 03/17. Of course, since we now owe less than $9000 on it, this is one of the targets we have to pay off in the next few months.
Truck Payment continues to be $540. We got such a low interest rate on this that we'll continue to make the regular payments on this until we can budget to make extra payments to the principal.
Upcoming:
This week I will be making a $1000 payment to my Canadian MBNA Mastercard and a $500 to the RBC Visa.
The $500 payment will bring the balance below $5000 for the first time in I can't tell you how long, and the $1000 on MBNA will bring it below $17000 (in fact, it will be close to $16000, I may even be able to swing an extra amount to it here soon with help from J). I seriously can't tell you how long it's been since I've seen that number. Makes you sick how much interest we have paid in that card. I can't wait until both of those are paid off. I am thinking February they will be gone!
February is usually a good month for us money wise, as it is usually when we get our tax return and I get my yearly bonus. I will be most likely be getting $2500 after taxes for my bonus since I got an Exceeds Expectations in my last Performance Review. However, since J won't be back from Afghanistan until May, we have to file an extension and file when he gets home. We will be using a CPA for the first time ever, and I have to admit, I am actually nervous about letting someone else handle our money/taxes. I know it's their job, but I have heard too many horror stories about their CPA not doing it right and the IRS coming after you for back taxes. The only good thing about it, we will get a ton of those taxes back for the 'Foreign Earned Income' Tax credit.
I'll have to remember to keep you all informed on how that turns out.
Well, it's Sunday and unfortunately I have to work today. Tomorrow is my weekly 'day off' which means I have to fit everything in that I need to, and I will mostly likely spend half of it at Firestone having the car looked at. I think the battery is dying/dead and it needs to be replaced, and an oil change. Yay, fun times. Maybe I'll bring my laptop and blog from there!
Have a great rest of your weekend all! :)
Made:
Car Payment was $450, and with that payment it pushed my next payment due to 03/17. Of course, since we now owe less than $9000 on it, this is one of the targets we have to pay off in the next few months.
Truck Payment continues to be $540. We got such a low interest rate on this that we'll continue to make the regular payments on this until we can budget to make extra payments to the principal.
Upcoming:
This week I will be making a $1000 payment to my Canadian MBNA Mastercard and a $500 to the RBC Visa.
The $500 payment will bring the balance below $5000 for the first time in I can't tell you how long, and the $1000 on MBNA will bring it below $17000 (in fact, it will be close to $16000, I may even be able to swing an extra amount to it here soon with help from J). I seriously can't tell you how long it's been since I've seen that number. Makes you sick how much interest we have paid in that card. I can't wait until both of those are paid off. I am thinking February they will be gone!
February is usually a good month for us money wise, as it is usually when we get our tax return and I get my yearly bonus. I will be most likely be getting $2500 after taxes for my bonus since I got an Exceeds Expectations in my last Performance Review. However, since J won't be back from Afghanistan until May, we have to file an extension and file when he gets home. We will be using a CPA for the first time ever, and I have to admit, I am actually nervous about letting someone else handle our money/taxes. I know it's their job, but I have heard too many horror stories about their CPA not doing it right and the IRS coming after you for back taxes. The only good thing about it, we will get a ton of those taxes back for the 'Foreign Earned Income' Tax credit.
I'll have to remember to keep you all informed on how that turns out.
Well, it's Sunday and unfortunately I have to work today. Tomorrow is my weekly 'day off' which means I have to fit everything in that I need to, and I will mostly likely spend half of it at Firestone having the car looked at. I think the battery is dying/dead and it needs to be replaced, and an oil change. Yay, fun times. Maybe I'll bring my laptop and blog from there!
Have a great rest of your weekend all! :)
September 9, 2011
Final Pay Offs!
Once again, yesterday and today was Payday for J and I.
The only payment I have to make from my paycheck is my Canadian MBNA (apparently soon to be TD Bank, found out they bought out MBNA) which will be in my Canadian account by Monday morning.
For J's paycheck we paid off the 5 remaining US Credit Cards!
Navy Federal Visa: $1106.93 PIF
Navy Federal MC: $948.05 PIF
CFNA Firestone: $1017.79 PIF
Dell Financial: $886.95 PIF
Care Credit: $750.07 PIF
We are US Credit Card Debt FREE!!!
This was the original plan for when J went to Afghanistan, but since he will be going back for another 5 months, our next goal, which will get updated here shortly, will be to pay off my Canadian Credit Cards, and the NFCU Auto Loan. Those are the definite goals. There are a few other things that we may add, but that will be addressed once we know where we will be. I have to figure out the whole tax free thing, and must find a good Tax person to help out. I'm a little clueless about all of that, so if you know of any good sites that explain the process of filing taxes when someone has worked overseas for a year, it would be much appreciated!
The next few paychecks will be used to pay our normal expenses (rent, student loan, water, electricity, etc) and most will go into savings.
Today....is a good day :)
The only payment I have to make from my paycheck is my Canadian MBNA (apparently soon to be TD Bank, found out they bought out MBNA) which will be in my Canadian account by Monday morning.
For J's paycheck we paid off the 5 remaining US Credit Cards!
Navy Federal Visa: $1106.93 PIF
Navy Federal MC: $948.05 PIF
CFNA Firestone: $1017.79 PIF
Dell Financial: $886.95 PIF
Care Credit: $750.07 PIF
We are US Credit Card Debt FREE!!!
This was the original plan for when J went to Afghanistan, but since he will be going back for another 5 months, our next goal, which will get updated here shortly, will be to pay off my Canadian Credit Cards, and the NFCU Auto Loan. Those are the definite goals. There are a few other things that we may add, but that will be addressed once we know where we will be. I have to figure out the whole tax free thing, and must find a good Tax person to help out. I'm a little clueless about all of that, so if you know of any good sites that explain the process of filing taxes when someone has worked overseas for a year, it would be much appreciated!
The next few paychecks will be used to pay our normal expenses (rent, student loan, water, electricity, etc) and most will go into savings.
Today....is a good day :)
February 5, 2011
Weekly Re-Cap
This week was pretty good. With the hubby down at training and getting ready for deployment, I haven't been able to spend any money haha
Sunday 01/30
No Spend!
Monday 01/31
No Spend!
Tuesday 02/01
No Spend!
Wednesday 02/02
Lunch at Work $10
Thursday 02/03
Chipotle $7.98
Friday 02/04
No Spend!
Saturday 02/05
Tonight we are celebrating our anniversary early. Since hubby will be gone for training during our real anniversary, we'll go out for dinner tonight.
Plus, we need to get him some essentials for his deployment.
We got our federal tax refund yesterday of $2123. $1300 of it has already been set aside to pay for a project we've been doing for a year now. We'll finally be able to pay it all off.
That leaves us with $800. That's been moved to a checking account that isn't being used right now, so that we don't just spend it. It will pay for those few things that hubby needs, plus some debt.
Next week, is payday for both J and I. The week after I should be getting my bonus from work. I've figured it should be about $750. The last week of February will also be another pay day for both of us.
The bonus money will also go towards paying debt. I have a Firestone account that is due by March that I don't want to pay the deferred interest on! That will get paid off.
Well, off to spend the day with J, and enjoy our early anniversary :)
Sunday 01/30
No Spend!
Monday 01/31
No Spend!
Tuesday 02/01
No Spend!
Wednesday 02/02
Lunch at Work $10
Thursday 02/03
Chipotle $7.98
Friday 02/04
No Spend!
Saturday 02/05
Tonight we are celebrating our anniversary early. Since hubby will be gone for training during our real anniversary, we'll go out for dinner tonight.
Plus, we need to get him some essentials for his deployment.
We got our federal tax refund yesterday of $2123. $1300 of it has already been set aside to pay for a project we've been doing for a year now. We'll finally be able to pay it all off.
That leaves us with $800. That's been moved to a checking account that isn't being used right now, so that we don't just spend it. It will pay for those few things that hubby needs, plus some debt.
Next week, is payday for both J and I. The week after I should be getting my bonus from work. I've figured it should be about $750. The last week of February will also be another pay day for both of us.
The bonus money will also go towards paying debt. I have a Firestone account that is due by March that I don't want to pay the deferred interest on! That will get paid off.
Well, off to spend the day with J, and enjoy our early anniversary :)
January 30, 2011
The Week That Was
So my week wasn't so bad. If having the FLU isn't bad!
Had to return back to the doctor on Friday. Where they swabbed my nose and tested for the flu. POSITIVE! Yay, now I know exactly why I feel so bad!
Co-Pay: $25
Prescriptions: $35
Yesterday morning at about 2:30am my husband came home from training in California. I woke up to him trying to 'park' the car. Actually, he was stuck in the snowbank in front of our house and didn't want to wake me up. I ended up going out there, and pushing him out of the snowbank, and letting him park where the truck is (there's no snow under it). Those drugs must be pretty good, or I'm superwoman haha.
We went grocery shopping and paid some bills.
Groceries: $15
I had won 2 $20 giftcards at work and I finally took advantage of using them, our out of pocket was around $15. It will get me homemade soup for 3 days, and dinners for myself for the next little while. Hubby will be in training again next week, and the week after, wash rinse repeat until deployment.
Tax money will be here soon too, so that will pay off some debt, plus my bonus will come in between paychecks in February, which will pay off more debt.
Yea! Paying off debt will be fun :)
I'm going to work on some goals for February, I like the way other blogs I read do that, including Won't Go Down Without a Fight
If you don't read it, go..read, now :)
Had to return back to the doctor on Friday. Where they swabbed my nose and tested for the flu. POSITIVE! Yay, now I know exactly why I feel so bad!
Co-Pay: $25
Prescriptions: $35
Yesterday morning at about 2:30am my husband came home from training in California. I woke up to him trying to 'park' the car. Actually, he was stuck in the snowbank in front of our house and didn't want to wake me up. I ended up going out there, and pushing him out of the snowbank, and letting him park where the truck is (there's no snow under it). Those drugs must be pretty good, or I'm superwoman haha.
We went grocery shopping and paid some bills.
Groceries: $15
I had won 2 $20 giftcards at work and I finally took advantage of using them, our out of pocket was around $15. It will get me homemade soup for 3 days, and dinners for myself for the next little while. Hubby will be in training again next week, and the week after, wash rinse repeat until deployment.
Tax money will be here soon too, so that will pay off some debt, plus my bonus will come in between paychecks in February, which will pay off more debt.
Yea! Paying off debt will be fun :)
I'm going to work on some goals for February, I like the way other blogs I read do that, including Won't Go Down Without a Fight
If you don't read it, go..read, now :)
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