December 18, 2011

Payments (past and future)

Since it's been a while since I've talked about any payments here, I thought I would share a few that were made and ones that will be made this week.

Made:

Car Payment was $450, and with that payment it pushed my next payment due to 03/17.  Of course, since we now owe less than $9000 on it, this is one of the targets we have to pay off in the next few months.

Truck Payment continues to be $540. We got such a low interest rate on this that we'll continue to make the regular payments on this until we can budget to make extra payments to the principal.

Upcoming:

This week I will be making a $1000 payment to my Canadian MBNA Mastercard and a $500 to the RBC Visa.

The $500 payment will bring the balance below $5000 for the first time in I can't tell you how long, and the $1000 on MBNA will bring it below $17000 (in fact, it will be close to $16000, I may even be able to swing an extra amount to it here soon with help from J).  I seriously can't tell you how long it's been since I've seen that number.  Makes you sick how much interest we have paid in that card.  I can't wait until both of those are paid off.  I am thinking February they will be gone! 

February is usually a good month for us money wise, as it is usually when we get our tax return and I get my yearly bonus.  I will be most likely be getting $2500 after taxes for my bonus since I got an Exceeds Expectations in my last Performance Review.  However, since J won't be back from Afghanistan until May, we have to file an extension and file when he gets home.  We will be using a CPA for the first time ever, and I have to admit, I am actually nervous about letting someone else handle our money/taxes.  I know it's their job, but I have heard too many horror stories about their CPA not doing it right and the IRS coming after you for back taxes.  The only good thing about it, we will get a ton of those taxes back for the 'Foreign Earned Income' Tax credit.

I'll have to remember to keep you all informed on how that turns out.

Well, it's Sunday and unfortunately I have to work today.  Tomorrow is my weekly 'day off' which means I have to fit everything in that I need to, and I will mostly likely spend half of it at Firestone having the car looked at. I think the battery is dying/dead and it needs to be replaced, and an oil change.  Yay, fun times.  Maybe I'll bring my laptop and blog from there!

Have a great rest of your weekend all! :)

1 comment:

jpkittie said...

2012 is going to be a great year ~ keep your chin up - hope the car doesn't cost too much... blah!