March 25, 2012

3 Days to Go!

I never ever thought I would be so excited to be in debt for the next 30 years!

Seems like a complete 180 of the point of this blog.  But the point of starting this blog was to pay off our debt, which for the most part is gone, and to live our lives in a responsible manner.

I think we have reached that goal.  Yesterday, J said something to me that I haven't heard him say once during our relationship together.  He told me he would like to put a new WWII re-enacting uniform together (this isn't anything new, he says this about once a year lol) but in the past we would put the impression on the credit card and deal with it later.  Yesterday, he followed up his statement with "but I will need to save my money before I do that.  That's what we need to do in the future right? No more impulse spending, save and pay in cash". I think I nearly hit the floor.  He finally gets it!  I think he also realizes that we won't be living paycheck to paycheck any longer so we CAN save for it, and be patient before making those impulse purchases :)

Now, onto the 3 days to go.  3 days before we (me and me as J's Power of Attorney lol) close on our very first house.
We are just waiting on the Final Settlement Statement but that should be there tomorrow.
We have been wanting this for years, and it would not have been possible if J hadn't made that sacrifice to spend a year in Afghanistan and put his hard earned money towards paying off the debt we had.
I still cannot believe that we have paid off (as of today) $47,000 worth of credit card debt (both our US and my Canadian).
When we paid of the US Credit Cards, when I added up all of the minimum payments, it gave us an extra $800 every month back to us.  And the amount that I had been putting towards my Canadian credit cards will give us $1500 back every month as well. 

I've never been so excited to add more debt to my life (except for maybe the WWII Jeep :P lol)

It's been a long journey for us, and I hope and even longer journey in our new house :)

Oh, and only 56 days left until J comes a new home which he will own :)

Hope you all have a great Sunday!


Rhitter94 said...

I recall an article regarding what is good debt as opposed to bad debt, and a mortgage was one of those. Congrats!

Little Lamb said...

So excited for you both!!! Congratulations!!! It's wonderful to see hard work paying off again.

Rafiki said...

Big steps, big wonderful steps. Happiness is key and I think you all have the right frame of mind. You've done so well and sacrificed so much for this.

I think you earned it and are ready for this next step.