Today is J's payday. It's funny, with me being on vacation, the last payday occurred when I was on my way up to Canada. It doesn't seem that long ago, but here we are, another two weeks have passed!
Today, I have made payments to J's Navy Federal Visa and Mastercard for $1000 each, and to my Navy Federal Visa and Mastercard for $500 each. For a total of $3000 paid down. It won't be long before these are long gone too!
I was going to make higher payments, but I'm waiting to see if there is something that I have forgotten. I guess because I wasn't spending the money in the account when I was in Canada I ended up having more in there than I normally would (groceries, gas, etc).
I will most likely make a deposit to my Canadian credit cards to pay what I used while I was up there. One benefit of having my Canadian CCs...I don't have to pay the conversion rate when I use them!
Tomorrow will be my pay day, but so far all that I need to pay from it is my MBNA CC which depending on the conversion rate from the bank, should be $950.
On the Credit Score update, my Equifax score changed when I was in Canada from 668 to 684! I beat J lol. Although when our reports update with the changes in utilization to his Navy Federal CCs (should be $5000 difference between the two) his Equifax will probably skyrocket....well that's what I'm hoping anyway :)
Tuesday and Wednesday were No Spends for me, today and tomorrow will be another. It's pretty bad that when I was on vacation I only had 3 No Spends out of the 12 days I was up there. That's ok, still have half of the month to make my goal of 15 or else Rafiki over at Upendilife will definitely let me have it! :)
Hope your week has been good, cannot wait for the weekend!
5 comments:
Wow congrats on the pay down! My week has been good so far. I'm going to San Juan next week! Yay!
Congrats on your great progress. That's a good amount to pay down on one check. Way to go!
You betcha I'm holding you to 15. Actually I'm a write it here before I post it on my blog but I think I might try for a full 7 next week.
I see you are hitting a lot of them with big payments at the same time, I like that move.
Also congrats on the lead with the credit score but I wonder how long it will last.
and thanks for the link :)
you have been doing so awesome - I am so proud of you!!!! that is wonderful!
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